Optional Life Insurance - Break In Service

If the break-in-service begins before the waiting period being met and the break-in-service is greater than 28 days, then a new waiting period must be met. 

The new waiting period begins on the new eligibility date (hire date or change in applicable employment status).

If the break-in-service begins after the waiting period has been met and the break-in-service is less than 1 year, then coverage is reinstated upon your return.  No new waiting period is required.

If the break-in-service begins after the waiting period has been met and the break-in-service is greater than 1 year, then a new waiting period must be met. 

The new waiting period begins on the new eligibility date (hire date or change in applicable employment status).