Dependent Life Insurance

If you work at least 50% of full time and you are enrolled/covered under the basic life insurance plan, you may purchase life insurance coverage for your spouse/domestic partner and/or your dependent children. You pay the full cost of coverage.

Coverage becomes effective six months after your date of hire or eligibility date. 

There is also a matching Accidental Death and Dismemberment benefit. The cost of dependent life insurance depends on the coverage amount chosen.

• Spouse/partner cannot exceed the coverage amount you have for yourself: Coverage amounts are:
  • $10,000
  • $20,000
  • $40,000
  • $60,000
  • $80,000
  • $100,000 

NOTE: Amounts of $10,000 and $20,000 are available on a guaranteed basis as long as your spouse/partner is not confined for medical care or treatment at home or elsewhere when the coverage goes into effect.

• Children: Coverage amounts are $2,000, $4,000, $6,000, $8,000 or $10,000. One premium provides coverage for any number of eligible dependent children.
• All coverage amounts are offered on a guaranteed basis, as long as your dependent child is not confined for medical care or treatment at home or elsewhere when the coverage goes into effect.
• The Dependent Life Insurance and Accidental Death & Dismemberment benefits are offered through Securian Life Insurance Company. 

For additional information, please refer to the Basic and Optional Term Life Insurance and AD&D Plan Handbook and the Enrollment Kit.