Basic Life Insurance

The RF provides Basic Life Insurance coverage for all benefits eligible employees as well as a matching Accidental Death & Dismemberment (AD&D) benefit. The Basic Life coverage amount for all eligible employees is $50,000.

Eligibility

You are eligible for Basic Life if you are working at least 50 percent of a full time schedule and have completed the applicable waiting period.

Break in Service

Hired prior to 7/1/24

Prior to meeting the waiting period, if you incur a break in service of 28 days or more, you must meet a new waiting period.

After meeting the waiting period, if you incur a break in service of more than 28 days, you will need to satisfy a new waiting period.

Hired on or after 7/1/24

Prior to meeting the waiting period, if you incur a break in service of any number of days before you satisfy the waiting period, you will need to satisfy a new waiting period before coverage takes effect. After meeting the waiting period, if you incur a break in service of more than 28 days, you will need to satisfy a new waiting period.

Once you are eligible, enrollment in Basic Life is automatic. 

To name or change your beneficiary, log on to Self Service (www.rfsuny.org/selfservice). If you are unable to use Self Service, complete a Beneficiary Designation form and return it to your campus Benefits Office. You may update your beneficiaries at any time.

The Life Insurance and Accidental Death & Dismemberment benefits provided by the RF are through Securian Life Insurance Company.

For additional information, please refer to the Basic and Optional Term Life Insurance and AD&D Plan Handbook.