Disability Insurance

The Research Foundation provides the following income protection programs when you are disabled and unable to work. For more information, refer to the Web page for each type of disability. 

 
New York State Short-Term Disability

Provides partial income replacement for up to 26 weeks for an off-the-job illness or injury through First Reliance (effective 1/1/25).

 
Optional Supplemental Short-Term Disability

You may choose to pay for this coverage, which supplements New York State Short-Term Disability insurance. Insurance is provided through First Reliance (effective 1/1/25). 

 
Long-Term Disability

Provides partial income replacement for a certified total disability that prevents you from working for more than six months.  Insurance is provided through First Reliance (effective 1/1/25).