` SUNY RF - Benefits

Health Insurance - Flexible Benefit Summary

Pretax vs. Post-Tax

Employee contributions will be made as bi-weekly payroll deductions taken on a pretax basis unless the employee waives pretax deductions. Premiums for fellow coverage cannot be taken on a pretax basis.

Pretax deductions are subject to the limitations of Section 125 of the Federal Tax Code and the terms of the Research Foundation Flexible Benefits Program.

If your deductions are taken pretax, then you are not permitted to make any changes to your coverage unless you have a Qualifying Event. See the Change Your Coverage section for more information.

Refer to the "" or the “” pages of this website for domestic partner tax information.

Refer to the Participant Waiver Form for Graduate Student Employees for additional information.